Mortgage Interest rates by C2iLoan

Southland Home Finance

Is The Premier Broker!

Adjustable Rate Mortgage

Get a low affordable rate at the start of your mortgage.

Key Benefits


Advantages of an Adjustable Rate Mortgage

  • Low, affordable rate available for a fixed period of time at the start of your mortgage.

  • Typically ARM loans have lower starting rates than other fixed rate mortgages.

  • Buy your primary home with as little as 5% down.

  • Refinance your primary home for up to 95% of its value.

How It Works

How an Adjustable Rate Mortgage Works

  • Your interest rate is fixed for a given period of time - for example, 5 years. After that, your interest rate adjusts over the remaining period of time.

  • You can pay down your mortgage at any time without prepayment penalties.

  • Your payment will go toward paying the principal (the amount you borrow) and interest (a fee you agree to pay when borrowing the money). It’ll also be used to pay your taxes and insurance.

  • You might have to pay for mortgage insurance. This depends on your down payment if you’re buying a home, or how much equity you have if you’re refinancing.

2019 Loan Limits

Conventional Loan Limits:

  • $484,350 standard

  • $726,525 expanded (High Balance) - available through Southland Home Finance in All California Counties!

Use our Adjustable Rate Mortgage
Qualifier Below!