December 21, 2018

Paying cash for a house has definite perks. Did you know that paying cash rather than getting a mortgage could help you win a bidding war when buying a new home? You may even be able to negotiate a lower price on the home if you’re paying cash. After all, cash in hand...

December 13, 2018

Worried about rising mortgage interest rates? You’re not alone. The days of paying 3% for a 30-year fixed-rate mortgage are long gone. Today, you’re more likely to qualify for an interest rate near 4.8% when applying for a 30-year mortgage.

But real estate and mortgage...

August 8, 2018

We are pleased to announce that we now offer New Doctor's loans where a borrower has completed medical school and has student loans in deferment. We can now eliminate those student loans from your debt ratios and help you get into the home you want to buy! In the past...

August 6, 2018

Condominiums are back in our blog posts because lenders are finally relaxing their policies on Condominium financing and enabling brokers to provide financing now for New Condominium Projects.

So, what changed?

In the past, many lender wouldn't do New Condo financing at...

June 6, 2018

So you have made the move to buy a home and have met with a realtor and have been "pre-approved" by a lender. Now you are out shopping for a home and come across a Condo that suits your needs and want to make an offer.  WAIT.  The first thing you need to have your agen...

December 14, 2017

Last year, the Federal Housing Finance Agency increased the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac for the first time since the housing crisis. And now, the FHFA is doing it again.

For...