Mortgage Interest rates by C2iLoan

Southland Home Finance

Is The Premier Broker!

Down Payment Assistance

Use a fixed low interest rate and no down payment!

Key Benefits


Advantages of a First Time Buyer Program

  • Your payments will be on a 30 year fixed terms

  • Buy your primary home under some programs with no down payment!

  • Poor credit is ok for some programs.

  • Get a grant to pay your closing costs.

  • Income limits are reasonable.

How It Works

How a 30-Year Fixed Mortgage Works

  • You’ll pay off the mortgage in 30 years. 

  • Grants remain on title as a silent second for a given period of time.

  • Your payment will go toward paying the principal (the amount you borrow) and interest (a fee you agree to pay when borrowing the money). It’ll also be used to pay your taxes and insurance.

  • With a fixed interest rate, your principal and interest payments won’t change over the life of the loan. The amount for your taxes and insurance can go up and down.

  • You might have to pay for mortgage insurance, but we can explore options to waive it.

2019 Sales Price Limits for these programs: $765,000

2019 Income Limits for these programs by County:

Use our Home Down Payment Assistance calculator below!