Southland Home Finance
Is The Premier Broker!
Shop with confidence and strength of a cash offer!
Why get Pre-approved?
Getting pre-approved gives you a number of advantages
when you start searching for a home.
Know Your Price Range
Don’t waste time shopping outside your budget. A preapproval tells you exactly what you can afford.
Make a Winning Offer
A preapproval shows sellers that you’re a serious buyer who won’t run into financing problems.
Get to Closing Faster
Get a head start on your application so you can put more of your focus on moving in to your new home.
How to Get Pre-approved for a Mortgage
You can get pre-approved online in minutes with Our Online Application, or you can get pre-approved by calling a Home Loan Expert at (866) 617-7381. Here’s an overview of what you’ll need to provide no matter which way you choose:
Your personal information: We’ll ask for your name, contact information and information about anyone who will be listed on the loan with you, like your spouse.
Your desired location: Have a house in mind already? We’ll ask for the address. Not sure which house you want to buy? That’s OK too – just let us know what city you’re considering.
Your income information: We’ll need to know details about your income and employment situation.
Your assets and debts: In order to give you accurate numbers, we’ll ask about your assets (like savings accounts or property) and any debt you’re carrying (like credit cards, car loans, student loans or other mortgages). We’ll also check your credit at this time so we can give you an accurate interest rate.
If you have additional questions, you can chat with a Home Loan Expert or call (866) 617-7381.