Our Loan Products
Backed by Experienced Loan Officers
FIXED LOANS
No surprises, ever.
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30, 25, 20, 15, and 10 YR terms available
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Same fixed payments for the life of the loan
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Deemed the safest type of loans for borrowers
ARM
Great for savvy investors.
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5, 7 and 10 YR initial fixed terms available
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Interest-only Jumbo ARM available
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Re-amortization with each adjustment
JUMBO LOANS
Sometimes you just need a little more money.
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Both Fixed and ARM loans available, even interest only loans.
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Loans to $3 million available
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May require more than one appraisal
HOME EQUITY
Access your equity.
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Line of credit or Fixed rate.
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2nd lien or 1st lien if free & clear.
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AVM or Drive-by appraisal in most situations
FHA
Applicable to a wide range of borrowers.
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Credit scores as low as 580 could qualify
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Requires as little as 3.5% down payment on
purchases -
Mortgage insurance is required on all FHA loans
VA LOANS
Thank you for your service.
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Zero down payment and both fixed and ARM products
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VA rates are typically lower than other types of loans
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No mortgage insurance is required
NON-AGENCY
For those special situations.
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Non-traditional income (asset depletion)
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Debt Service Coverage Ratio (DSCR) Products for
Investment Homes -
Business Income to Qualify
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Foreign National Programs (ITIN)
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Interest-Only
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Bank Statements For Income
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Hard Money
REVERSE (HECM)
A great investment tool for Seniors (Age 62 1/2 and over)
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No required mortgage payment
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Keep your home when meeting requirements
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Take lump sum of cash or line of credit or
monthly distributions